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1. Learn about this resource. 

DC Government and public university employees can receive down payment assistance from a financial service company called Landed. You can receive 15% of a home’s sale price or $120,000 —whichever is less—to reach a 20% down payment. After putting money towards the down payment, you’ll work with one of Landed’s participating lenders to get a mortgage for the rest of the home’s cost. This investment in your home means that Landed shares in any gain or loss you make when 1) you sell your home or 2) if you buy Landed out of their portion of the down payment. 

 

Landed also provides education and guidance throughout the home buying process.

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2. Check if you are eligible.

You are eligible if all of these statements are true:

• You work full-time for DC Government or a public university in the District of Columbia.

• You are buying a home located in the District of Columbia or approved counties nearby.

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You do not need to be a first-time home buyer to partner with Landed. There are no income restrictions to partner with Landed.